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Pay day loans not only a poor person’s problem

Pay day loans not only a poor person’s problem Scientists discover that borrowers exist in every taxation brackets A group of scientists led by faculty during the University of Georgia discovered that cash advance borrowers usually originate from center- and higher-income households, not merely bad or lower-earning populations. Mary Caplan, an associate professor into the class of Social work on UGA, led a study that analyzed a dataset that is nationally representative the Federal Reserve Board’s 2013 Survey of Consumer Finances. The study ended up being administered among 6,015 U.S. households, also it includes details about in come, retirement, investing,
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